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Can I Be A First Time Home Buyer Again. You can only claim this credit once, on the purchase of your first home. The only exception here is where you are married and one of you has never owned a home and where you your spouse didn’t own a home during the time they were married to you.
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Confirm if things are on track [with the loan], then confirm again. You can qualify for an fha mortgage with credit scores that are lower than required for their conventional mortgage loan equivalents. In this case ftb is a misnomer and it should actually be called first time owner.
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This change applies to individuals regardless of their marital status. the free guide covers more credit tips when it comes to buying a house. Get your free copy at the button below. The only exception here is where you are married and one of you has never owned a home and where you your spouse didn’t own a home during the time they were married to you.